Limitations of Disability Insurance...

Because of a disability, public disability benefit programs may provide some protection against loss of income. How much these programs can help depends on whether or not you would be eligible for them. The Federal Social Security Disability Insurance (SSDI) program, state workers’ compensation programs, and mandated short term disability insurance coverage are known as safety net programs. Each one has restrictions,...

Do I need life Insurance?...

There are several reasons why you may need life insurance and the first one is, if you can afford it. Should you die and be no longer able to provide for them, the most important reason is to have enough money to provide for dependents such as young children or non-working spouses. Funeral expenses, or other expenses to pay off bills and debts is where the funds from a Life insurance policy could come in handy, as well as...